Why Buy With Us?
Grant Cooksey is a full-time Realtor® whose business is built on experience, knowledge, dedication, honesty and integrity. He studies the area markets, educated his clients, and negotiates for the best deals whether working with buyers or sellers. Above all, Grant puts his clients needs and interests first.
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Q: What is the importance of getting pre-approved for a mortgage? How do you go about getting pre-approved?
A: A phone call to a lender can save you a great amount of time and more importantly solidify your offer. Your lender can also advise ways to improve your credit and prepare your finances for your home purchase. A good lender will also educate you on any available programs or grants that you may be eligible for and help you select the best option for your purchase.
Escrow and Closing Costs
Escrow Accounts are where funds are held for the borrower to pay taxes and insurance when they are due. Funds are also held here can include earnest or trust money while the property is under contract. These funds are held separately from normal operating funds.
Buyers and sellers should be aware that closing costs are a part of most real estate transactions. These costs may include, but are not limited to: loan origination fees, discount points, appraisal fees, surveys, taxes, deed-recording fees and credit report charges.These costs are often negotiated and can be paid by the buyer and/or the seller.
Home warranties can offer a sense of security, particularly when buying an existing home when manufacturers warranties have expired and appliances could be running on borrowed time. Home warranty companies generally offer a few types of coverage and offer additional riders. Pay attention to the details and deductibles when considering these services and find what is in your best interest and how your money would be best spent.
Are you relocating to this area? Looking for more information to help you find the right city and neighborhood for your family?
Our relocation guide includes the most up-to-date and vital information for people looking to move to our area.
Purchasing a home is the largest single purchase most people ever make, but while being the largest, it doesn’t have to be the most overwhelming experience. I was once a first-time home buyer, have worked with quite a few, and will help you find the best possible home in your price range to meet as many of your wants and needs I genuinely enjoy the excitement of working with first-time home buyers.